ConceptsX credit card HTML pages are hosted by Secure Trading Ltd, the approved payment processor of our bankers Lloyds TSB. All communication within the Secure Trading system are strongly encrypted using 2048-bit RSA encryption with variable 168-bit session keys.

This is significantly more secure than standard browser SSL security provided by, e.g. Internet Explorer. The high level of encryption used is forecast as not being a requirement until the year 2015.